The pet insurance plan that pays the vet directly
– in seconds!

Man petting dog in vet reception
Hans Seeberg with his dog Stacey

Written by Hans Seeberg

Last updated: 24 January 2025

At last – the plan that pays vets direct

We know pet insurance isn’t perfect, but it’s still a really smart way to protect your pet. That said, it does have one major drawback: in most cases, you have to pay the covered vet bill up-front out of your own pocket and wait to get reimbursed. When 59% of people in the US have less than $500 in savings, that’s a big issue for a lot of pet parents.

But, Trupanion has changed that!

That’s because Trupanion have an ingenious solution called VetDirect Pay™, which can pay your covered vet bill directly at checkout – without you having to cover it up-front and waiting to get reimbursed. Trupanion is the only pet insurance provider that’s able to do this, and it all happens in a matter of seconds. It’s that simple!

How does it work?

  1. Your pet gets the treatment they need
  2. Trupanion’s software sends them the bill in seconds
  3. Trupanion pays the vet directly at checkout

Here’s why this is such a game-changer for pet parents

  • Cat in bandage icon

    No more stress

    Pet parents who’ve been able to use this talk about how much they love the fact that they don’t have to put the vet bill on their credit card and then have to wait to get their money reimbursed, and what a relief it is to lessen your financial stress when you’re dealing with the obvious emotional stress involved when their pet is sick.

  • Stethoscope icon

    Get premium care

    We all want what’s best for our pets – and Trupanion’s VetDirect Pay™ gives you exactly that. Being able to remove the reimbursement step of the pet insurance claims process means you can get the best possible care without having to worry about the cost.

  • Card reader icon

    Pet your pet’s recovery first

    /Once the financial stress of your pet being sick has been removed,
you can concentrate on what really matters – getting your pet better and healthy again.

What if my vet doesn’t have VetDirect Pay™?

If your vet doesn’t have the software, don’t worry – Trupanion has a super easy online claims process with quick reimbursements. Over 70% of claims are paid within 24 hours. 

Dr Kevin McCevilly

Dr. Kevin McCevilly, a leading veterinarian from the Palms & Paws Veterinary Center in Santa Monica, CA, says pet parents not being able to afford the cost of treating their pet is one of the biggest challenges vets have to face.

“Very often we’re confident of being able to fully treat a pet but their parent has no way to pay for the cost of treatment. This is of course traumatizing, not only for the pet and pet parent, but also for the veterinarian because pet insurance exists to ultimately cover the cost of expensive vet bills.” 

The fact is that 59% of Americans have less than $500 in savings, so being able to pay a big, covered vet bill up-front has always been a problem for an awful lot of pet parents. But thanks to Trupanion, that problem has been solved. Get a quote with them here and get your pet covered today!

Trusted for over 10 years

We’ve been helping pet parents find the best pet insurance deals for over a decade. In that time we’ve given over 8.2 million pet insurance quotes, and been responsible for helping to insure nearly a million dogs and cats.

Trusted for over 10 years
Pet Parent Score 4.83 from 31,216 reviews
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